Terms and Conditions

1. Acceptance of Terms

By accessing or using the Montaris Lucedra website ("Site"), you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you should discontinue use of the Site immediately.

2. Eligibility

The Services described on this Site are intended for individuals who are of legal age in their jurisdiction of residence and who have the legal capacity to enter into binding agreements. By using the Site, you represent that you meet these requirements.

3. Informational Purpose Only

Content published on this Site, including descriptions of features, methodology, and process, is provided for general informational purposes. Nothing on this Site constitutes personalised financial, investment, tax, or legal advice, and no content should be relied upon as a substitute for consultation with a qualified professional familiar with your individual circumstances.

4. No Guarantee of Outcomes

References to wealth management approaches, risk-aware methodology, or capital preservation strategies describe an operating philosophy, not a promise or guarantee of any particular financial result. Past performance, where referenced in general terms, is not indicative of future results. All forms of investment and wealth management carry inherent risk, including the potential loss of principal.

5. Requesting a Briefing

Where the Site offers a "Request a Briefing" function or similar lead form, submission of your details constitutes an expression of interest only. It does not create a client relationship, advisory relationship, or contractual obligation on the part of Montaris Lucedra until a separate, signed engagement agreement is executed by both parties.

6. Intellectual Property

All content on this Site, including text, graphics, logos, images, and layout, is the property of Montaris Lucedra or its licensors and is protected by applicable intellectual property laws. You may view and print content for personal, non-commercial reference only. Reproduction, distribution, or modification of Site content for any other purpose without prior written consent is prohibited.

7. Acceptable Use

You agree not to use the Site in any way that could damage, disable, overburden, or impair it, or interfere with any other party's use of the Site. You further agree not to attempt to gain unauthorised access to any systems, accounts, or data connected to the Site.

8. Third-Party Links

The Site may contain links to third-party websites or resources provided for convenience. Montaris Lucedra does not endorse and is not responsible for the content, accuracy, or practices of any linked third-party sites. Access to such sites is at your own risk.

9. Disclaimer of Warranties

The Site and its content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, merchantability, or fitness for a particular purpose. Montaris Lucedra does not warrant that the Site will be uninterrupted, timely, secure, or error-free.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Montaris Lucedra and its officers, employees, and representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or relating to your use of, or inability to use, the Site or any content contained within it.

11. Changes to the Terms

Montaris Lucedra may revise these Terms from time to time. Updated versions will be posted on this page with a revised effective date. Continued use of the Site following any changes constitutes acceptance of the revised Terms.

12. Termination

Montaris Lucedra reserves the right to suspend or restrict access to the Site, at its discretion, for any user who violates these Terms or engages in conduct deemed harmful to the Site, its users, or its operation.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Montaris Lucedra is established, without regard to conflict of law principles. This section should be confirmed and finalised based on the actual registered jurisdiction of the business before publication.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

15. Contact

Questions regarding these Terms may be directed through the contact details provided in the website footer.

This document is a general template and placeholder draft intended for structural reference only. It does not constitute legal advice and should be reviewed and customised by a qualified legal professional prior to use.